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Schedule of Fees
As your credit union, it is our intention to provide a wide selection of quality products and services at little or no cost to members. In an effort to keep member fees at a minimum, we compare our charges to other area financial institutions. While we’d prefer to serve members without imposing any fees, as a not-for-profit financial cooperative, it is imperative that we recover administrative and service costs associated with some of the services that we provide. Be assured that we will continue to strive to be the best and most affordable provider of financial services to our members.
ATM & CHECKCARDS |
|
Replacement Card Order |
$10.00 |
Rush Card |
$25.00 |
Rush PIN |
$25.00 |
CO-OP or MoneyPass Trans |
FREE |
Foreign ATM – Per Transaction |
$ 2.00 |
Foreign ATM – Per Transfer, Inquiry, Deposit |
$ 2.00 |
Prepayment Cancellation |
$20.00 |
Unblock International Transactions (temp request) |
$15.00 |
International Transaction, per tran |
1.00% |
|
|
CHECKING ACCOUNTS |
|
Check Orders |
Varies w/Style |
Draft Photo Copy |
|
Up to 90 Days |
FREE |
Over 90 Days |
$5.00 |
Overdraft Fees – |
|
Auto / Manual Transfer |
$5.00 |
NSF Paid |
$30.00 |
NSF Returned |
$30.00 |
Stop Payment – |
|
ACH Item
|
$20.00 |
Draft |
$20.00 |
Temporary Checks, per 16 checks |
$5.00 |
CU Premium Checking – |
|
Below Minimum Balance
|
monthly $10.00 |
| |
|
CU@HOME (Online Banking) |
|
Member Account Access |
FREE |
CU Bill Pay |
FREE |
Per Item |
FREE |
Proof of Payment |
$12.00 |
Payment Cancellation |
$20.00 |
Payment Error Return |
$10.00 |
Letter of Payment |
$15.00 |
Express Letter of Payment |
$20.00 |
ACH Overdraft Return |
$30.00 |
|
|
CU by PHONE |
FREE |
| |
|
HOLIDAY CLUB ACCOUNT |
|
Early Withdrawal |
each $25.00 |
|
|
IRA ACCOUNTS |
|
Annually |
FREE |
Closed Account |
FREE |
Rollover |
FREE |
Start-up |
FREE |
Transfer |
FREE |
Withdrawal |
FREE |
|
|
CONSUMER LOAN ACCOUNTS |
|
Consumer– |
|
Extensions / Sub-Action |
$45.00 |
Processing |
$45.00 |
Refinance |
$45.00 |
Gap Insurance Cancellation |
$50.00 |
|
|
MONEY MARKET ACCOUNTS |
|
Below Min. Balance |
monthly $10.00 |
Draft Photo Copy |
|
Up to 90 Days |
FREE |
Over 90 Days |
$5.00 |
Overdraft Fees – |
|
Auto Transfer |
$5.00 |
NSF Paid |
$30.00 |
NSF Returned |
$30.00 |
Over 6 Withdrawals Limit |
each $5.00 |
Stop Payment – |
|
ACH Item |
$20.00 |
Draft |
$20.00 |
|
|
VISA GOLD CARDS |
|
Replacement Card Order |
$10.00 |
Rush Card |
$25.00 |
Rush Pin |
$25.00 |
International Transactions, per tran |
1.00% |
|
|
Account Reconciliation & Research
$20 per hour plus copy costs |
min. $20.00 |
|
|
Check Cashing |
|
Member w/o active Checking
Account, Loan,Certificate, or
$100 Savings Account Balance
|
|
Under $100 |
per item $5.00 |
$100 - $500 |
per item $10.00 |
Over $500 |
per item $20.00 |
|
|
Coin Counting– |
|
$500- $999 |
$5.00 |
$1,000 or more |
$10.00 |
|
|
Collection Items – |
|
Incoming Item |
$10.00 |
Return Deposit Item |
$25.00 |
|
|
CU Check to a 3rd Party |
$5.00 |
CU Check Stop Payment |
$35.00 |
|
|
Dormant Account - |
quarterly $20.00 |
Members 18 & over |
No activity for 12 months & |
no other services (services |
exclude ATM/Debit Card & |
Online Banking) |
|
|
|
|
Early Account Closing < 90 Days – |
|
If age 18 & Over |
$15.00 |
If under age 18 |
$5.00 |
|
|
Fax Service – |
|
Incoming Fax |
per page $1.00 |
Outgoing Fax |
per page $1.00 |
|
|
FedEx |
Varies w/weight & destination |
|
|
Gift Cards (Visa), per card |
$3.00 |
|
|
Legal Order/Levy (Compliance with) |
$25.00 |
|
|
Money Order ($1,000 max) |
|
Members w/o a Checking Account |
$ 3.00 |
|
|
Non-Sufficient Funds / Overdraft |
|
Per Item |
$30.00 |
|
|
Origination (ACH) Return |
$30.00 |
|
|
Notary Service– |
|
Members |
FREE |
Non-members |
FREE |
|
|
Photocopy |
(per page over 10 pages) $0.25 |
|
|
WIRES |
|
Domestic – |
|
Incoming Wire |
FREE |
Outgoing Wire |
$25.00 |
Foreign – |
|
Incoming Wire |
$50.00 |
|
|
Zipper Bag |
$5.00 |
Please note: fees will not be assessed if they are the result of credit
union error.
FACT Act: We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
Rev 11/01/09
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