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Privacy Policy

EAST RIVER FEDERAL CREDIT UNION

INTERNET PRIVACY POLICY

We value the trust that you place in us and in this online service. The purpose of our internet privacy is to protect the privacy and confidentiality of your personal information. No action can be taken involving consumer data without the prior consent of the financial institution.

Commitment to Consumer Privacy

We recognize and respect that consumers expect privacy and confidentiality in all dealings with the Credit Union, and we pledge that we will take the steps necessary to protect the privacy of information shared with us.

Collection and Use of Consumer Information

The Credit Union collects, uses and retains information about individual consumers when it is a necessary part of providing our products and services. Any information gathered is only used for internal review purposes.

Maintenance of Accurate Information

We have established procedures to ensure that a consumer's financial information is accurate, current and complete in accordance with reasonable standards. Our staff also responds to requests to correct inaccurate information in a timely manner.

Email Address Use

If you choose to email the Credit Union, please be advised that your email address and any other information contained in your email header will be revealed to the Credit Union. We will use that email only for response to your comment or question. Your email address will not be sold or shared with any party other than the Credit Union unless we are compelled to do so by law.

Employee Access to Information

We educate our employees on the importance of maintaining consumer confidentiality, and we enforce our privacy policies with appropriate disciplinary procedures.

Information Security

We operate secure data networks protected by industry standard firewalls, encryption and password protection. The Credit Union enforces security procedures to protect confidential information from loss, misuse or alteration.

Restrictions on Use and Sharing of Personal Information

We will:

  • Never sell our visitor list
  • Collect and use information only for legitimate business purpose
  • Provide information when legally required for credit reporting and fraud prevention
  • Comply with all applicable privacy laws

We reserve the right to change this policy at any time by posting a new privacy policy.

 

Adopted by the Board of Directors March 19, 2001

 

 
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