ATM & Debit Card
IMPORTANT NOTICE TO MEMBERS:
For your protection and to help prevent fraud, East River Federal Credit Union is blocking foreign ATM/debit card transactions.
If you are planning international travel and would like to use your East River FCU ATM/debit card, please contact the Credit Union prior to your travel date. For a minimal fee, we can place a temporary flag on your card to accept international transactions for the time period you will be traveling. Please Note: Purchases made from merchants in foreign countries via the Internet cannot be unblocked.
A Great Alternative: East River FCU also offers Visa Gift Cards which can be used at millions of locations worldwide wherever Visa debit cards are accepted – a great alternative to using your ATM/debit card while traveling.
With an East River FCU ATM card you can access your accounts anytime, 24 hours a day, seven days a week. It’s a faster, easier and more convenient way to access your funds when and where you need them. Our ATM card is easy to use and works at any MoneyPass, CO-OP, or Cirrus ATM, as well as with most other systems. Simply insert the card into the ATM slot, enter your Personal Identification Number (PIN), press “ENTER” and follow the instructions on the screen. A receipt will be generated at the end of your transaction and the details will be listed on your statement.
ATM & Debit Card
The East River FCU ATM & Debit card works just like your checkbook only it’s faster, easier and more convenient than writing a check. No check writing means no need to carry a bulky checkbook. East River FCU’s ATM & Debit card looks like a credit card, but works like a check because the purchase amount is automatically deducted from your checking account. It also works as your ATM card with all of its convenience.
The VISA symbol means you receive all of the advantages of a credit card: convenience, speed, and acceptance at millions of locations. But with your ATM & Debit card, there’s no debt build up or interest charges. When you initiate a purchase with your ATM & Debit card, you’ll receive a receipt and all the details will be listed on your statement.
Surcharge Free ATM Locations:
East River FCU members have access to the CO-OP and MoneyPass ATM Networks to give you thousands of surcharge free ways to access your money. Just look for the CO-OP and MoneyPass logos.
To find the nearest CO-OP or MoneyPass ATM to your home, work – or wherever – just visit the CO-OP or MoneyPass ATM locators below.
CO-OP ATM Locator
With over 25,000 surcharge free ATMs, the CO-OP Network provides you with surcharge free ATM access across all 50 states. The CO-OP ATM network consists of credit union owned ATMs throughout the United States.
MoneyPass ATM Locator
MoneyPass surcharge free ATMs can be found in thousands of convenient, accessible locations that include bank and credit union branches, convenience stores, and grocery stores all across the country.
If you need help in locating a surcharge free ATM nearest you, call a member service representative at (605) 256-8145 or (800) 667-6039.
The easy, free way to get cash
One of the easiest and most convenient ways to get cash is to piggy-back your ATM withdrawal on a transaction you do at a grocery store, department sore, or anywhere you enter your PIN. This concept is like writing a check for more than the amount of your purchase and asking for the difference in cash. It’s that easy! Just enter your PIN, say “yes” to the cash-back option and choose how much you’d like. This method will save you from paying a surcharge and save you an extra trip to an ATM. To find retailers that offer PIN-based Point of Sale (POS) transactions visit the “Retailers List” section of the ACCEL/Exchange network site.
Apply for one today!
For more information or to apply for an East River FCU ATM card or ATM & Debit card, please contact the credit union.
To activate your ATM card or ATM & Debit card, please call (866) 333-9337.
Reporting a Lost or Stolen Card
If your East River FCU ATM card or ATM & Debit card is lost, stolen or you suspect unauthorized use, please notify us immediately at:
During Office Hours:
Call the Credit Union at (800) 667-6039 or (605)
After Office Hours (including weekends and holidays):
Call the After-Hours
Lost & Stolen Card Line at (800) 472-3272.
Verified by VISA
Now you can explore the online shopping world with confidence and security
with Verified by VISA!
Verified by Visa protects your ATM & Debit card with a personal password, giving you reassurance that only you can use your East River FCU ATM & Debit card online.
Sign up today by clicking on Verified
by VISA or the logo located on
the bottom right of your screen and start shopping with confidence.