News & Announcements

No Credit Check Holiday Loan

Don't let inflation ruin your holiday.

Grocery bill giving you the bah humbugs?

Holiday expenses getting your tinsel in a tangle?

Let us help you make the season merry and bright with a
No Credit Check Holiday Loan!


You can get $1000 to help with all your holiday needs
at less than $90 a month*! 

Even if you have less than perfect credit or no credit, give yourself the peace of mind that
you can cover those extra holiday expenses.

You can apply by using our online application or you can give us a call at 605-256-8145.

When applying online, select "Signature" for Loan Type and enter "No credit check holiday loan" in Loan Purpose. 

Online Application

*Members receive rates as low as 14.00% Annual Percentage Rate (APR). Member may borrow $1,000 based on net income. 12-month term only. One Holiday Loan per social security number. No prepayment penalty. Offer is available November 7, 2022, through December 30, 2022. Available for qualified borrowers who are primary owners of the account, have been members in good standing for at least 12 months, been employed for at least 12 months, have a valid email address, valid physical address to complete application, and consent for a NON-REFUNDABLE $50 application fee. Must be current on all loans and have no delinquent accounts for the last 12 months. Must be able to provide proof of income for 12 months. Must be 18 years of age or older to apply. A $50 NON-REFUNDABLE fee will be debited from your checking or savings account, or to be paid by check/cash in branch, regardless of approval of this application. Business, trustee, conservatorships, and minor accounts are not eligible. Federally Insured by NCUA.

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