Financial Calculators

At East River Federal Credit Union, we believe that planning and managing your finances should be as simple as possible. Use our free financial calculators below to get started planning your finances today!

Loan Calculators

• How long will it take to pay off my credit card(s)?
• How long will it take to pay off my loan?
• Should I consolidate my debts?
• How will extra payments affect my loan?
• Loan Payment Calculator

Auto Loan Calculators

• Should I lease or purchase a car?
• How much will my auto loan payment be?
• Should I take a rebate or low-cost financing?
• Should I accelerate my auto payments?
• How much car can I afford?

Mortgage Calculators

• How much home can I afford?
• Should I refinance my home?
• Should I pay discount points?
• Should I make extra payments on my mortgage?
• How much of a down payment should I make on my new home?
• Mortgage Payment Calculator
• Comparing mortgages (i.e. 15, 20, 30 year)
• What is the loan to value ratio on my home?

Retirement Calculators

• How much will I need to save for retirement?
• How much will I receive in Social Security?
• I'm retired, how long will my savings last?
• How much can I save with my 401(k)?
• Compare Roth 401(k) and Traditional 401(k) retirement savings plans.
• How much will inflation affect my retirement?

Savings Calculators

• How long will it take to become a millionaire?
• How long until I reach my savings goal?
• How much should I save for college?
• How can I save for a big ticket item?
• How much will my CD be worth at maturity?
• How do taxes and inflation affect my savings?

Calculators are for planning, illustrative, and educational purposes only. This is not an offer to extend credit or lock in a specific rate or otherwise enter into an agreement. Information is based upon terms you provide and we may not offer loan or savings programs on those terms.