Notice to members: As of May 1, 2021, our Rates and Fees are as listed here: Rate & Fee Disclosures & Truth-in-Savings. Please take the time to review this document. In addition, our privacy policy has not changed and you may review it here: Privacy Policy. We will mail you a free copy upon request by calling 605-256-8145.


In accordance with the CDC and the SD Department of Health’s recommendations, East River Federal Credit Union has decided to implement social distancing for the protection of its members and employees by restricting access to our lobby.

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Loan Rates as low as
Auto Loans 3.40% APR
Recreational 5.49% APR
Personal 7.90% APR

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