Student Loans

“Make College a Reality: Get Your Student Loans with help from Your Community Credit Union!”

The Smart Option Student Loan® for East River FCU by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  •  Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  •  No origination fee and no prepayment penalty
  •  Benefits and an interest rate reduction available
  •  Rates that reward creditworthy borrowers
  •  Applying with a creditworthy cosigner may help you qualify
  •  100% US-based Student Loan Specialists

To learn more, please get started here.

MKT12064 0916

East River Federal Credit Union offers two (2) $1000 and two (2) $500 Educational Scholarships annually.  Scholarships are awarded to one (1) Madison High School graduating senior and three (3) graduating seniors or currently enrolled full-time college, university, or vocational students who are members of East River Federal Credit Union. To learn more about eligibility, selection, and how to apply, click here or call (605) 256-8145 or (800) 667-6039.