“Make College a Reality: Get Your Student Loans with help from Your Community Credit Union!”
Wherever you are in your higher education, get the money you need for school. Student loans from East River Federal Credit Union in partnership with Sallie Mae® could help! For borrowers attending or borrowing for a student attending a degree-granting institution
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Competitive interest rates
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Multiple repayment options
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No origination fees; no prepayment penalty1
Smart Option Student Loan® for Undergraduate Students
For bachelor’s and associate’s degrees or a certificate at a degree-granting school
Parent Loan
Help your student by taking responsibility with a loan in your name
Graduate loan suite designed to meet the needs of students in specific fields of study.
Find out which loan is right for you
Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
East River Federal Credit Union offers two (2) $1000 and two (2) $500 Educational Scholarships annually. Scholarships are awarded to one (1) Madison High School graduating senior and three (3) graduating seniors or currently enrolled full-time college, university, or vocational students who are members of East River Federal Credit Union. To learn more about eligibility, selection, and how to apply, click here or call (605) 256-8145 or (800) 667-6039.