Checking

Make the switch now - Switch Kit“Enjoy one of the best services available to Members!"

East River Federal Credit Union offers two distinct personal checking packages to provide you with convenience, value, and a whole lot more!

Free Checking

With our FREE Checking account, we don’t try to confuse you by requiring you to jump through hoops to receive a Free Checking account. We keep it simple. And, you get access to your money and lots of FREE services to go along with it.

No catch, no monthly fees, no direct deposit necessary. No kidding! Plus, with an East River FCU VISA® Debit Card* you have unlimited ATM use throughout your neighborhood and all across the country. Use your card at any ATM on the CO-OP or MoneyPass Networks and you’ll be guaranteed a surcharge-free transaction. ATM’s outside of these networks may access a fee at the discretion of the ATM owner, however East River FCU will not access a fee.

Benefits of having an East River FCU Checking Account:

  • No Minimum Balance Required
  • No Monthly Service Charge
  • No Deposit Cutoff Times
  • Unlimited Check Writing
  • Duplicate Checks (reorder add'l checks)
  • FREE Live Phone Inquiries and Transfers
  • FREE Online Banking
  • FREE Bill Pay Service
  • FREE Phone Banking
  • FREE VISA® Debit Card*
  • FREE Cashier Checks
  • FREE Money Orders
  • FREE Notary Service
  • FREE Direct Deposit
  • Ready Credit Line Available
  • Courtesy Pay Available

Check box prices start at $18.20 for regular checks

Premium Checking

With our interest-bearing Premium Checking Account, you receive the same great services that you do with our FREE Checking account, but you also receive interest as well.

Benefits of having a Premium Checking Account:

  • Interest Paid Monthly
  • No Monthly Service Charge – with $500 minimum balance
  • Low $10 Monthly Charge – if minimum balance falls below $500
  • No Deposit Cutoff Times
  • Unlimited Check Writing
  • FREE Checks
  • Duplicate Checks (reorder add'l checks)
  • FREE Live Phone Inquiries and Transfers
  • FREE Online Banking
  • FREE Bill Pay Service
  • FREE Phone Banking
  • FREE VISA® Debit Card*
  • FREE Cashier Checks
  • FREE Money Orders
  • FREE Notary Service
  • FREE Direct Deposit
  • Ready Credit Line Available
  • Courtesy Pay Available

Don't waste time or money, move your Checking Account to your member-owned financial cooperative – East River Federal Credit Union!

*Note: Daily debit card transaction limit is $3,000 and daily ATM withdrawal limit is $500.