East River Federal Credit Union - Join
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Who Can Join East River Federal Credit Union?

You’re eligible to become a member of East River Federal Credit Union if you meet any of the following requirements:

Community Eligibility

  • Lake County, South Dakota: Individuals who live, work, worship, or attend school in Lake County, as well as businesses and legal entities located here.
  • Miner County, South Dakota: Individuals who live, work, worship, or attend school in Miner County, as well as businesses and legal entities located here.

Family Eligibility

Immediate family members of current or potential members are also eligible. This includes:

  • Spouse
  • Children
  • Parents
  • Siblings
  • Grandparents
  • Adoptive parents, children, siblings, and grandparents

Once a Member, Always a Member.

Membership is for life—no matter where life takes you. Even if you move, change jobs, or retire, you’ll continue to enjoy full access to all the benefits of membership, as long as you maintain your minimum share (savings) account balance.

How to Become a Member

Credit union membership is based on a “common bond”—a shared connection like where you live or work. It’s one of the things that make credit unions unique and community-focused.

Getting Started is Simple

If you’re eligible, becoming a member is easy. Just open a savings account with a $15 deposit. This account represents your ownership in the credit union and gives you voting rights at our Annual Meeting.

Open your account today and start experiencing the benefits of membership—better rates, fewer fees, and people who care about your financial well-being.

Ready to Join?

Apply With Us Today

A Note About Account Opening Requirements

To comply with federal law and help prevent money laundering and the financing of terrorism, all financial institutions are required to verify the identity of anyone opening an account.

When you apply, you’ll be asked for:

  • Your full name
  • Address
  • Date of birth
  • Other identifying details
  • You may also be asked to provide a valid driver’s license or other official identification