Savings Rates

Rates Effective As Of: October 16, 2025 

Membership, Trust & Youth Accounts

Balance Range	Rate	APY*
$0 - $14.99	0.00%	0.00%
$15.00 - $25,000+	0.10%	0.10%

$15 Minimum Daily Balance required to earn the stated APY. Minimum Opening Deposit: $15.
 

Special & Holiday Club Savings Accounts

Minimum Opening Deposit	Rate	APY*
$0	0.10%	0.10%

No minimum daily balance required to earn the stated APY. 
 

Health Savings Account

Balance Range	Rate	APY*
$0 - $90,000+	0.30%	0.30%

No Minimum Daily Balance required to earn the stated APY. Minimum Opening Deposit: $0.
 

Money Market Account

Balance Range	Rate	APY*
$0 - $2,499.99	0.20%	0.20%
$2,500.00 - $4,999.99	0.25%	0.25%
$5,000.00 - $24,999.99	0.30%	0.30%
$25,000.00 - $49,999.99	0.35%	0.35%
$50,000.00 - $89,999.99	0.40%	0.40%
$90,000.00+	0.45%	0.45%

No Minimum Daily Balance required to earn the stated APY. Minimum Daily Balance of $500 to avoid monthly service fee. Minimum Opening Deposit: $500.
 

Checking Account

Minimum Opening Deposit	Rate	APY*
$0	0.00%	0.00%

No Minimum Daily Balance required to earn the stated APY.

*Dividends on all above accounts are compounded and credited monthly on all savings, checking, HSA and money market accounts. Fees could reduce earnings on an account, see the Fee Schedule for more information. Rates are subject to change. Please read the Truth In Savings Disclosures for additional information. Rates are not valid for brokered deposits, institutional investors or public funds. APY = Annual Percentage Yield.
 

Kasasa Saver - Savings Account

Minimum Opening Deposit	Rate	APY*
$0 - $10,000**	0.25%	0.25%
$10,000.01+	0.05%	0.05%
Non-Qualifying Rate	0.05%	0.05%

*No Minimum Daily Balance required to earn the state APY. Kasasa Checking Account required to qualify for Kasasa Saver account. To qualify, Kasasa Checkign account must meet qualifications listed below.
 

Kasasa Cash - Checking Account

Minimum Opening Deposit	Rate	APY*
$0 - $10,000**	0.75%	0.75%
$10,000.01+	0.10%	0.10% - 0.75%
Non-Qualifying Rate	0.05%	0.05%

No Minimum Daily Balance required to earn the state APY. No monthly charge. No penalty for non-qualifying accounts, must meet qualifies (listed below**) to qualify for stated APY.
 

Kasasa Cash Back - Checking Account

Details
2% cash back on debit card purchases up to $200.00 must meet qualifcations below to obtain reward**

No Minimum Daily Balance required to earn the state APY. No penalty if you do not meet qualification. No monthly service charge.

**Kasasa accounts must meet the following account qualifications to earn the qualifying dividend rate and APY or rewards in any qualification cycle:

1) a minimum of 12 debit card purchases post to your Kasasa Cash or Kasasa Cash Back account.

2) you receive monthly e-Statements for the account; and

3) direct deposit of payroll, retirement, or another electronic (ACH) credit posts to your account.  At least 1 direct deposit, ACH payment, or ACH credit transaction(s).

Further details are set forth in the Truth in Savings Disclosures.