Online Banking
New online banking experience! Learn more!
Discover the ultimate convenience with East River Federal Credit Union’s Free Online Banking service. You have access to your credit union from anywhere and at anytime..
With Online Banking, you can track your transactions, check your balances, set up transfers, make loan payments, cross-link accounts and much more.
Login to Online Banking
Tutorials
e-Guide
Get our online banking e-guide that will give you a quick overview of what you can do in our Online Banking.
Download e-Guide (PDF)
Video
Enroll Login
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Check your balances
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Transfer funds & schedule recurring transfers
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Make loan payments & schedule recurring payments
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Request withdrawals
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View and print cleared checks
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Balance your checkbook
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Check recent account activity
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Monitor deposit and loan activity with alert notifications
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Send us a travel notification
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Request check copies
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Place a stop pay on a check
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Reorder checks
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Receive your statements online
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Export financial information from your accounts to Quicken
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Cross-link accounts (spouse, child, etc) for easy balancing and transfers (see a Member Service Representative for details and restrictions)
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And much, much more!
Bill Pay
With Bill Pay, you can pay all of your bills and manage your account securely – ONLINE.
Our online Bill Pay services makes paying bills less of a chore. You can use Bill Pay just as you would use paper checks or electronic payments for one-time or recurring payments. You can pay large companies and individuals with ease.
Plus, you don't have to mail a check! We do all the work for you. And your account number isn't listed on the check, so it's even more secure than sending your own checks. All this in your Online Banking account for free!
Login Enroll in Online Banking
Features include:
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Find payees. Add new payees simply by typing in the company name. If a match is found in the database, the payee’s information will be added automatically. No more hunting down mailing addresses! Simply enter your account number and add your bills to be paid.
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Schedule payments by the due date. Enter the date you would like your payee to receive your payment and we’ll take care of getting it there on time!
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Receive E-Bills. Stop paper bills coming to your mailbox. Instead, choose to receive E-Bills and you’ll be presented with your bill, securely within online Bill Pay. Get your bills sooner!
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Bill Capture. Take a photo of your paper bill with your smart phone and pay that bill at your convenience. Bill Capture uses OCR (Optical Character Recognition) technology to extract bill information automatically.
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Set up reminders. Never make a late payment again! When you set up reminders, you’ll receive a message telling you when your payment is due.
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Pay from multiple checking accounts. Choose which ERFCU checking account to pay your bills from including your Health Savings Account.
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Make recurring payments. Eliminate the hassle of paying your monthly bills by setting up recurring payments. This is a great option for payments that don’t change from month to month – such as your car insurance or mortgage payment.
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See it all at a glance! The Payment Center lets you make payments and view pending payments, recent payments, and bill reminders all on the same screen.
To get started, log in to Online Banking and click the Bill Pay tab.
Popmoney® Personal Payments (P2P) Discontinuing June 30, 2023
Effective Friday, June 30, 2023, Popmoney® will be discontinuing its person-to-person (P2P) payment services across all financial institutions by its service provider. As a result, ERFCU members will no longer be able to access Popmoney via online and mobile banking after this date.
If you are using Popmoney, please review the following information:
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All payments created or scheduled with a Send Date of June 30, 2023, at 4 pm CT, or earlier, will process without interruption.
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Recurring or future date payments will not be processed after June 30, 2023, 4 pm CT.
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You should plan to establish an alternative payment system such as Bill Pay as soon as possible to ensure your payments are processed in a timely manner. You can find directions on how to use Bill Pay here.
We apologize for any inconvenience this has caused and if you have any questions, please feel free to contact us.
Send or request money right from your account
Email it. Text it. Pay people with Popmoney®.
Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as emailing and texting.
What it is
The Popmoney® personal payment service lets you send money to friends, family or almost anyone. All you need is their name and email address or mobile telephone number to move money from your account to theirs.
How it works
Popmoney® allows you to send and receive money from your online Bill Pay account. You can send money to your contacts, who will be notified by email or text message that you wish to send money to them. You and your contacts will never need to exchange financial account information.
What you can use it for
Popmoney® is easy and convenient for you and the people you send money to. Users can simply receive money in their eligible account online at their bank or credit union (if it’s a member of the Popmoney® network), or at Popmoney.com, saving them a trip to the bank.
Use Popmoney® to:
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Send money to your child at college
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Send a gift to family and friends
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Pay back friends for a fun outing
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Pay your babysitter or lawn care service
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Pay rent to your landlord or roommates
You can also use Popmoney® to Request Money.
Request Money
This Popmoney® feature enables you to request money from friends, family members, and others using their email address or mobile phone number. Request Money has so many applications. It allows you to request funds from individuals or groups for things like:
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Club membership dues
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Fundraising
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Shared trip expenses
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Rent from roommates
Get started today! Do you know what’s best of all? It’s FREE!
It’s easy to get started:
Already enrolled in Online Bill Pay? It’s just as easy to use Popmoney®.
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Login to Online Banking.
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Click on the “Bill Pay” tab.
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Click on “Popmoney”. Or access it from your smart phone through Mobile Banking** choose Payment, Popmoney®.
It’s that simple!
Not signed up for Online Bill Pay?
Sign up today!
Transfer Money (Account-to-Account Transfers)*
Now you can send funds electronically to your East River Federal Credit Union account
Need to transfer funds between your East River Federal Credit Union account(s) and your account(s) at another financial institution? Transfer Money makes it possible. You can send funds electronically from your account at any financial institution in the United States to your East River FCU account OR you may initiate a funds transfer from your East River FCU account to another financial institution**. Your savings or checking account can be used as well as a money market account.
Setting up your transfers is quick and easy!
Logon to Online Banking, select the Bill Pay Tab and click on Transfer Money to get started.
Transfer Money (Account-to-Account Transfers)*
Now you can send funds electronically to your East River Federal Credit Union account
Need to transfer funds between your East River Federal Credit Union account(s) and your account(s) at another financial institution? Transfer Money makes it possible. You can send funds electronically from your account at any financial institution in the United States to your East River FCU account OR you may initiate a funds transfer from your East River FCU account to another financial institution**. Your savings or checking account can be used as well as a money market account.
Setting up your transfers is quick and easy!
Logon to Online Banking, select the Bill Pay Tab and click on Transfer Money to get started.
eAlerts
Use eAlerts to monitor your accounts!
Have you ever wished that you could be notified before your checking account runs out of money? Or, that you could be reminded when your direct deposit posts to your account? You can with East River FCU’s eAlerts!
eAlerts are a great way to prevent accidental overdrafts and they can also help you reduce the risk of fraud by notifying you of withdrawals from your account. In addition, you will automatically receive an eAlert when there is a change to your online profile, such as password or email address updates.
Learn how to access eAlerts!
Just a few of the available eAlerts:
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Direct deposit notice
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Certificate maturity
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Loan payment due
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Overdraft notice
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Debit card transactions
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Cleared draft notice
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Low or high account balance
To add an eAlert, logon to Online Banking and click on the “Self Service” tab and simply select the eAlerts you would like to receive. It’s that easy!