Online Banking

To enroll in Online Banking:

  1. Visit the top of our webpage where you will find the Online Banking "Login" area.
  2. Enter your primary member number (account number) as the Username.
  3. Enter the temporary password provided to you during account opening or contact us to obtain a temporary password.
  4. Follow the instructions on your screen to change your username, password, and set up your security questions.
  5. When the Online Banking screen appears, you are in!

It’s Me 247 is the online system that allows you access to all of your East River accounts anytime, anywhere!

You can:

  • Obtain current balances on all accounts including savings, checking, loans and more.
  • Transfer money from or to any account you have at the Credit Union. 
  • Make loan payments and Visa Credit Card payments, if applicable, and transfer funds from your credit card to other accounts.
  • View, manage, and monitor your credit score and report for FREE — as well as many other beneficial features via our partnership with SavvyMoney!
  • Have a withdrawal check mailed to your address.
  • Download up to 2 years of account history for your savings and up to 1 year for your checking account.
  • View and print copies of cleared checks written on your account.
  • View transactions by type or by date.
  • Open an additional savings account or Share Certificate.
  • View current and previous statements.
  • View pending ACH Transactions.
  • Lock and unlock debit and credit cards.
  • Through It’s ME 247, we have Mobile Web and Text Banking available.
  • Setup account e-alerts.
  • View and sign documents without coming to a Credit Union branch.

Online Banking Login

For added convenience at your fingertips, sign up for East River FCU's It's Me 247 Bill Pay. Pay all your bills from one place — all you need is an internet connection! Set up payments for both occasional and recurring bills. Bill Pay is free for up to 10 payments per month with eStatements; a $0.50 fee applies for each additional bill.

How to Enroll

To enroll, simply log in to It’s Me 247 as usual and click the Bill Pay link from the Money Management menu. Step-by-step point and click instructions will guide you through enrollment and setup. After allowing for processing (approximately 24-48 hours), you’ll be ready to go. Just come back to It’s Me 247 and click the Bill Pay link again!

We're also excited to announce some features of the Online Bill Pay system!

  • Full integration within online banking
  • Full mobile functionality for your phone or tablet
  • Ability to configure email alerts
  • Real-time access to checking account balance
  • Reminders if balance isn’t sufficient to pay bills
  • A more intuitive, user-friendly experience

Bill Pay Overview

Remember: Both the Home Banking and Online Bill Pay services are ABSOLUTELY FREE!*

* Some services in online bill pay, such as Expedited Payment, have a fee associated with each transaction.

Get Paid Early with Early Pay

Waiting for your direct deposit? With Early Pay, you can access your money before it officially posts — on your schedule. When a deposit is pending in your account, you’ll see a “Review Pending Transactions” option in your online or mobile banking. From there, you can choose to post it early for a $30 fee. The fee can be deducted from your incoming deposit or a designated account — you don’t need sufficient funds upfront. There’s no set number of days you can get paid early — it simply becomes available when your deposit is pending. Take control of your cash flow with Early Pay today!

Apply for a Loan Anytime, Anywhere!

Getting a loan has never been easier! With ItsMe247 Online Banking, you can apply for a loan anytime, anywhere — right from your computer or mobile device. Secure, convenient, and hassle-free, our online application process puts you in control. Log in today and take the next step toward your financial goals!

Login to Apply

Take Control of Your Finances with ItsMe247 Money Map

ItsMe247 Money Map is your all-in-one financial management tool, designed to help you track your spending, set savings goals, and gain a clearer picture of your financial health — all within your online banking account. With intuitive budgeting features and real-time insights, Money Map makes it easy to stay on top of your finances and plan for the future.