VISA® Cards

Important Notice to Members:

For your protection and to help prevent fraud, East River Federal Credit Union is blocking foreign VISA® ATM/Debit card transactions.

If you are planning international travel and would like to use your East River FCU VISA® ATM/Debit card, please contact the Credit Union prior to your travel date. For a minimal fee, we can place a temporary flag on your card to accept international transactions for the time period you will be traveling. Please Note: Purchases made from merchants in foreign countries via the Internet cannot be unblocked.

A Great Alternative: East River FCU also offers Visa® Gift Cards which can be used at millions of locations worldwide wherever VISA® debit cards are accepted – a great alternative to using your VISA® ATM/Debit card while traveling.Verified by Visa


 

With an East River FCU VISA® ATM card you can access your accounts anytime, 24 hours a day, seven days a week. It’s a faster, easier and more convenient way to access your funds when and where you need them. Our ATM card is easy to use and works at any MoneyPass, CO-OP, or Cirrus ATM, as well as with most other systems. Simply insert the card into the ATM slot, enter your Personal Identification Number (PIN), press “ENTER” and follow the instructions on the screen. A receipt will be generated at the end of your transaction and the details will be listed on your statement.

Surcharge-Free ATM Locations

East River FCU members have access to the CO-OP and MoneyPass ATM Networks to give you thousands of surcharge-free ways to access your money. Just look for the CO-OP and MoneyPass logos.

To find the nearest CO-OP or MoneyPass ATM to your home, work – or wherever – just visit the CO-OP or MoneyPass ATM locators below.

CO-OP ATM

CO-OP ATM Locator
With over 25,000 surcharge-free ATMs, the CO-OP Network provides you with surcharge free ATM access across all 50 states. The CO-OP ATM network consists of credit union owned ATMs throughout the United States.

MoneyPass

MoneyPass ATM Locator
MoneyPass surcharge-free ATMs can be found in thousands of convenient, accessible locations that include bank and credit union branches, convenience stores, and grocery stores all across the country.

If you need help in locating a surcharge-free ATM nearest you, call a member service representative at (605) 256-8145 or (800) 667-6039.

The easy, free way to get cash

One of the easiest and most convenient ways to get cash is to piggy-back your ATM withdrawal on a transaction you do at a grocery store, department sore, or anywhere you enter your PIN. This concept is like writing a check for more than the amount of your purchase and asking for the difference in cash. It’s that easy! Just enter your PIN, say “yes” to the cash-back option and choose how much you’d like. This method will save you from paying a surcharge and save you an extra trip to an ATM. To find retailers that offer PIN-based Point of Sale (POS) transactions visit the “Retailers List” section of the ACCEL/Exchange network site.

Apply for one today!

For more information or to apply for an East River FCU VISA® ATM card or VISA® Debit Card, please contact the credit union.

Activate Card

To activate your VISA® ATM card or VISA® Debit Card, please call (866) 333-9337.

Reporting a Lost or Stolen Card

If your East River FCU VISA® ATM card or Debit card is lost, stolen or you suspect unauthorized use, please notify us immediately at:

During Office Hours:
Call the Credit Union at (800) 667-6039 or (605) 256-8145.

After Office Hours (including weekends and holidays):
Call the After-Hours Lost & Stolen Card Line at (800) 472-3272.

Verified by VISA®

Now you can explore the online shopping world with confidence and security with Verified by VISA®!

Verified by VISA® protects your VISA® Debit Cards with a personal password, giving you reassurance that only you can use your East River FCU VISA® Debit Card online.

Sign up today by clicking on Verified by VISA® and start shopping with confidence.

Find MoneyPass and CO-OP ATMs with FREE Apps

Finding a MoneyPass or CO-OP Surcharge-Free ATM couldn’t be easier now, with the MoneyPass and CO-OP ATM Locator apps! You can find a MoneyPass or a CO-OP ATM by entering a zip code or using your current location.

MoneyPass Apps CO-OP Apps
AppStore Google Play Available on the App Store Android App on Google Play

Both MoneyPass and CO-OP apps are available for the iphone and android.

The East River FCU VISA® Debit Card works just like your checkbook only it’s faster, easier and more convenient than writing a check. No check writing means no need to carry a bulky checkbook. East River FCU’s VISA® Debit Card looks like a credit card, but works like a check because the purchase amount is automatically deducted from your checking account. It also works as your ATM card with all of its convenience.

The VISA® symbol means you receive all of the advantages of a credit card: convenience, speed, and acceptance at millions of locations. But with your VISA® Debit Card, there’s no debt build up or interest charges. When you initiate a purchase with your VISA® Debit Card, you’ll receive a receipt and all the details will be listed on your statement.

Surcharge-Free ATM Locations

East River FCU members have access to the CO-OP and MoneyPass ATM Networks to give you thousands of surcharge-free ways to access your money. Just look for the CO-OP and MoneyPass logos.

To find the nearest CO-OP or MoneyPass ATM to your home, work – or wherever – just visit the CO-OP or MoneyPass ATM locators below.

CO-OP ATM

CO-OP ATM Locator
With over 25,000 surcharge-free ATMs, the CO-OP Network provides you with surcharge free ATM access across all 50 states. The CO-OP ATM network consists of credit union owned ATMs throughout the United States.

MoneyPass

MoneyPass ATM Locator
MoneyPass surcharge-free ATMs can be found in thousands of convenient, accessible locations that include bank and credit union branches, convenience stores, and grocery stores all across the country.

If you need help in locating a surcharge-free ATM nearest you, call a member service representative at (605) 256-8145 or (800) 667-6039.

The easy, free way to get cash

One of the easiest and most convenient ways to get cash is to piggy-back your ATM withdrawal on a transaction you do at a grocery store, department sore, or anywhere you enter your PIN. This concept is like writing a check for more than the amount of your purchase and asking for the difference in cash. It’s that easy! Just enter your PIN, say “yes” to the cash-back option and choose how much you’d like. This method will save you from paying a surcharge and save you an extra trip to an ATM. To find retailers that offer PIN-based Point of Sale (POS) transactions visit the “Retailers List” section of the ACCEL/Exchange network site.

Apply for one today!

For more information or to apply for an East River FCU VISA® ATM card or VISA® Debit Card, please contact the credit union.

Activate Card

To activate your VISA® ATM card or VISA® Debit Card, please call (866) 333-9337.

Reporting a Lost or Stolen Card

If your East River FCU VISA® ATM card or Debit card is lost, stolen or you suspect unauthorized use, please notify us immediately at:

During Office Hours:
Call the Credit Union at (800) 667-6039 or (605) 256-8145.

After Office Hours (including weekends and holidays):
Call the After-Hours Lost & Stolen Card Line at (800) 472-3272.

Verified by VISA®

Now you can explore the online shopping world with confidence and security with Verified by VISA®!

Verified by VISA® protects your VISA® Debit Cards with a personal password, giving you reassurance that only you can use your East River FCU VISA® Debit Card online.

Sign up today by clicking on Verified by VISA® and start shopping with confidence.

Find MoneyPass and CO-OP ATMs with FREE Apps

Finding a MoneyPass or CO-OP Surcharge-Free ATM couldn’t be easier now, with the MoneyPass and CO-OP ATM Locator apps! You can find a MoneyPass or a CO-OP ATM by entering a zip code or using your current location.

MoneyPass Apps CO-OP Apps
AppStore Google Play Available on the App Store Android App on Google Play

Both MoneyPass and CO-OP apps are available for the iphone and android.

East River FCU’s VISA® Health Savings Account Debit Card provides an easy, convenient, and secure way to pay for qualified medical expenses. You may use your card as you would any other debit card, directly accessing the funds in your Health Savings Account (HSA). It is just like using an HSA check, as the purchase amounts are automatically deducted from your account.

To pay for qualified healthcare services and medical purchases, simply swipe the card, sign the sales slip or enter your PIN, and go!

Use your East River FCU HSA VISA® Debit Card to pay for:

  • Medical bills
  • Doctor visits
  • Prescriptions
  • Laboratory fees
  • Pharmacy items*
  • Bills not covered by insurance, such as vision, dental, chiropractic, acupuncture and psychiatric care expenses.
  • Co-pays, co-insurance and out-of-network charges
  • And more!

*Effective January 1, 2011, over-the-counter medications require a physician’s prescription in order to be an eligible HSA expense.

Remember that you may also use your HSA Debit Card to withdraw funds from an ATM if you prefer to pay for qualified medical expenses in cash, or you need to reimburse yourself for medical expenses paid out-of-pocket.

Be sure to save your receipts as proof that you used your HSA funds for qualified medical expenses, should you be audited by the IRS.

What transaction limits apply?
As a mechanism for fraud protection, we set daily limits on debit card transactions. You can withdraw up to $300 per day and debit card transactions are limited to $1,000 per day.

Can I raise my daily limit?
If you require a higher limit to pay for a specific medical expense, you can temporarily raise the limit by calling us during business hours at (605) 256-8145 or (800) 667-6039.

Surcharge-Free ATM Locations

East River FCU members have access to the CO-OP and MoneyPass ATM Networks to give you thousands of surcharge-free ways to access your money. Just look for the CO-OP and MoneyPass logos.

To find the nearest CO-OP or MoneyPass ATM to your home, work – or wherever – just visit the CO-OP or MoneyPass ATM locators below.

CO-OP ATM

CO-OP ATM Locator
With over 25,000 surcharge-free ATMs, the CO-OP Network provides you with surcharge free ATM access across all 50 states. The CO-OP ATM network consists of credit union owned ATMs throughout the United States.

MoneyPass

MoneyPass ATM Locator
MoneyPass surcharge-free ATMs can be found in thousands of convenient, accessible locations that include bank and credit union branches, convenience stores, and grocery stores all across the country.

If you need help in locating a surcharge-free ATM nearest you, call a member service representative at (605) 256-8145 or (800) 667-6039.

The easy, free way to get cash

One of the easiest and most convenient ways to get cash is to piggy-back your ATM withdrawal on a transaction you do at a grocery store, department sore, or anywhere you enter your PIN. This concept is like writing a check for more than the amount of your purchase and asking for the difference in cash. It’s that easy! Just enter your PIN, say “yes” to the cash-back option and choose how much you’d like. This method will save you from paying a surcharge and save you an extra trip to an ATM. To find retailers that offer PIN-based Point of Sale (POS) transactions visit the “Retailers List” section of the ACCEL/Exchange network site.

Apply for one today!

For more information or to apply for an East River FCU VISA® ATM card or VISA® Debit Card, please contact the credit union.

Activate Card

To activate your VISA® ATM card or VISA® Debit Card, please call (866) 333-9337.

Reporting a Lost or Stolen Card

If your East River FCU VISA® ATM card or Debit card is lost, stolen or you suspect unauthorized use, please notify us immediately at:

During Office Hours:
Call the Credit Union at (800) 667-6039 or (605) 256-8145.

After Office Hours (including weekends and holidays):
Call the After-Hours Lost & Stolen Card Line at (800) 472-3272.

Verified by VISA®

Now you can explore the online shopping world with confidence and security with Verified by VISA®!

Verified by VISA® protects your VISA® Debit Cards with a personal password, giving you reassurance that only you can use your East River FCU VISA® Debit Card online.

Sign up today by clicking on Verified by VISA® and start shopping with confidence.

Find MoneyPass and CO-OP ATMs with FREE Apps

Finding a MoneyPass or CO-OP Surcharge-Free ATM couldn’t be easier now, with the MoneyPass and CO-OP ATM Locator apps! You can find a MoneyPass or a CO-OP ATM by entering a zip code or using your current location.

MoneyPass Apps CO-OP Apps
AppStore Google Play Available on the App Store Android App on Google Play

Both MoneyPass and CO-OP apps are available for the iphone and android.

Give the Perfect Gift… An East River FCU VISA® Gift Card

Take the stress and guesswork out of gift-giving with an East River FCU VISA® Gift Card. Give it to friends, family or anyone for whom you need to find the perfect gift—and let them choose when and where they want to shop!

Our prepaid VISA® Gift Cards can be used at millions of locations worldwide where VISA® debit cards are accepted. Unlike store gift cards and gift certificates, the VISA® Gift Card can be used almost anywhere to make purchases at retail stores, by phone or online. It’s the ideal choice for birthdays, holidays and any special occasion.

East River Federal Credit Union VISA® Gift Cards can be issued in any whole dollar increments from $10 to $1000 with several designs to choose from. The purchase fee for each gift card is $3.00.

Convenience
Your East River Federal Credit Union Gift Card can be used to make purchases at retail stores, over the phone, or online anywhere VISA® debit cards are accepted. (Some restrictions apply.)

Security
Each card comes with a level of security that cash and gift certificates can’t match. If the gift card is ever lost or stolen, the cardholder simply notifies the Gift Card Service Center promptly at (866) 833-2370 and a replacement card can be issued.*

View Your History
To view your card balance or your personal transaction history, you can visit https://www.ConsumerCardAccess.com/CUgift2 or call (866) 833-2370.

*Please refer to the Terms and Conditions for more details on replacement cards and applicable fees.