Personal Loans

Do you need money for an unexpected expense or special purchase? From a leaky roof to a cruise around the world, an East River Federal Credit Union personal loan can provide you with the money you need for any situation. 

With flexible payment options, competitive rates and terms up to 60 months your loan can be tailored to your needs and lifestyle. 

Debt Consolidation Loan

One of the most popular reasons for a personal loan is to consolidate debt into one manageable monthly payment. Consider an East River Federal Credit Union personal loan to help make your payments a little more manageable. Call one of our loan officers today. They are always available to listen and to offer guidance that will best suit your needs.

It's easy to apply

It’s easy to apply for a loan at East River FCU. Just click the “Apply Online” button to go straight to our simple online loan application. If you have any questions, just call (800) 667-6039 or (605) 256-8145 today, and we’ll be happy to help.

Apply Online  View Rates

Minimum loan term 1 month, maximum 60 months. Maximum annual percentage rate: 18.00%. A member's individual rate will be determined by the term of the loan and member's credit history. Rates are subject to change. Consumer loan processing is $75. No pre-payment penalties. 

We Also Offer:

Credit Life and Disability Insurance
This insurance is designed to pay your personal loan in the event you die or become disabled and can no longer work.