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We've compiled a list of some small steps you can take to prevent fraud in a big way

"The malware targets account holders via email. The malware installs itself when the victims click on a link or attachment and stays dormant until the victims log on to their bank accounts. The malware also sends emails that look like they came from the banks being targeted."

Many scammers use URLs that deliberately look very similar to a real credit union, but link to a copycat website.