Online Banking

“Anytime… Anywhere… Online… For Your Convenience 24/7!”

Discover the ultimate convenience with East River Federal Credit Union’s Free Online Banking service. Imagine having access to your credit union from anywhere and at anytime. All you need is a computer that has an Internet connection to see all of the services your credit union can do for you.

Online Banking has never been easier or more powerful. We are confident you will quickly discover Online Banking to be the fastest and most convenient method to conduct business through East River Federal Credit Union.

With Online Banking, you can…

  • Check your balances
  • Transfer funds & schedule recurring transfers
  • Make loan payments & schedule recurring payments
  • Request withdrawals
  • View and print cleared checks
  • Balance your checkbook
  • Check recent account activity
  • Monitor deposit and loan activity with alert notifications
  • Send us a travel notification
  • Request check copies
  • Place a stop pay on a check
  • Reorder checks
  • Receive your statements online
  • Export financial information from your accounts to Quicken
  • Cross-link accounts (spouse, child, etc) for easy balancing and transfers (see a Member Service Representative for details and restrictions)
  • And much, much more!

View Demo    Enroll    Login

Bill Pay

With Bill Pay, you can pay all of your bills and manage your account securely – ONLINE.

Click to Play

Okay, we don’t believe anyone really enjoys paying bills, but our online Bill Pay service sure makes it less of a chore. You can use Bill Pay just as you would use paper checks for one-time payments, recurring payments, and payments to large companies or to individuals. Now you can shorten your to-do list and forget stuffing envelopes and buying stamps. Convenient, secure, saves time and money… Oh, and best of all… It’s FREE!

Learn More    View Demo    Login    Enroll in Online Banking

With online Bill Pay you can conveniently pay your bills the way you want to:

  • Find payees. Add new payees simply by typing in the company name. If a match is found in the database, the payee’s information will be added automatically. No more hunting down mailing addresses! Simply enter your account number and add your bills to be paid.
  • Schedule payments by the due date. Enter the date you would like your payee to receive your payment and we’ll take care of getting it there on time!
  • Keep your money with you. Your money will remain in your East River FCU checking account until the day you select the payment to be made to your payee or if a check is sent - on the day the check actually clears your account.
  • Receive E-Bills. Stop paper bills coming to your mailbox. Instead, choose to receive E-Bills and you’ll be presented with your bill, securely within online Bill Pay. Get your bills sooner!
  • Set up reminders. Never make a late payment again! When you set up reminders, you’ll receive a message telling you when your payment is due.
  • Pay from multiple checking accounts. Choose which ERFCU checking account to pay your bills from.
  • Make recurring payments. Eliminate the hassle of paying your monthly bills by setting up recurring payments. This is a great option for payments that don’t change from month to month – such as your car insurance or mortgage payment.
  • See it all at a glance! The Payment Center lets you make payments and view pending payments, recent payments, and bill reminders all on the same screen.

We know you’ll love the greater simplicity, easier navigation and more control you’ll have with online Bill Pay. To get started, log in to Online Banking and click the Bill Pay tab.

Popmoney® Personal Payments (P2P)

Send or request money right from your account

Email it. Text it. Pay people with Popmoney®.

Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as emailing and texting.

What it is

The Popmoney® personal payment service lets you send money to friends, family or almost anyone. All you need is their name and email address or mobile telephone number to move money from your account to theirs.

How it works

Popmoney® allows you to send and receive money from your online Bill Pay account. You can send money to your contacts, who will be notified by email or text message that you wish to send money to them. You and your contacts will never need to exchange financial account information.

What you can use it for

Popmoney® is easy and convenient for you and the people you send money to. Users can simply receive money in their eligible account online at their bank or credit union (if it’s a member of the Popmoney® network), or at Popmoney.com, saving them a trip to the bank.

popmoney screenshotUse Popmoney® to:

  • Send money to your child at college
  • Send a gift to family and friends
  • Pay back friends for a fun outing
  • Pay your babysitter or lawn care service
  • Pay rent to your landlord or roommates

You can also use Popmoney® to Request Money.

View Demo

Request Money

This Popmoney® feature enables you to request money from friends, family members, and others using their email address or mobile phone number. Request Money has so many applications. It allows you to request funds from individuals or groups for things like:

  • Club membership dues
  • Fundraising
  • Shared trip expenses
  • Rent from roommates

View Demo

Get started today! Do you know what’s best of all? It’s FREE!

It’s easy to get started:

Already enrolled in Online Bill Pay? It’s just as easy to use Popmoney®.

  1. Login to Online Banking.
  2. Click on the “Bill Pay” tab.
  3. Click on “Popmoney”. Or access it from your smart phone through Mobile Banking** choose Payment, Popmoney®.

It’s that simple!
Not signed up for Online Bill Pay?
Sign up today!

*Terms and conditions apply.
**Message and Data rates may apply
***Popmoney® personal payments services offered at www.popmoney.com are provided by CheckFreePay Corporation, a licensed money transmitter, and CheckFreePay Corporation of New York, which is licensed as a Money Transmitter for payment services by the New York State Department of Financial Services.

Transfer Money (Account-to-Account Transfers)*

Now you can send funds electronically to your East River Federal Credit Union account

Need to transfer funds between your East River Federal Credit Union account(s) and your account(s) at another financial institution? Transfer Money makes it possible. You can send funds electronically from your account at any financial institution in the United States to your East River FCU account OR you may initiate a funds transfer from your East River FCU account to another financial institution**. Your savings or checking account can be used as well as a money market account.

Setting up your transfers is quick and easy!

Logon to Online Banking, select the Bill Pay Tab and click on Transfer Money to get started.

*To use this feature you must be signed up for our free online bill pay service.
**See our Rate & Fee Disclosure.

Transfer Money (Account-to-Account Transfers)*

Now you can send funds electronically to your East River Federal Credit Union account

Need to transfer funds between your East River Federal Credit Union account(s) and your account(s) at another financial institution? Transfer Money makes it possible. You can send funds electronically from your account at any financial institution in the United States to your East River FCU account OR you may initiate a funds transfer from your East River FCU account to another financial institution**. Your savings or checking account can be used as well as a money market account.

Setting up your transfers is quick and easy!

Logon to Online Banking, select the Bill Pay Tab and click on Transfer Money to get started.

*To use this feature you must be signed up for our free online bill pay service.
**See our Rate & Fee Disclosure.

eAlerts

Use eAlerts to monitor your accounts!

Have you ever wished that you could be notified before your checking account runs out of money? Or, that you could be reminded when your direct deposit posts to your account? You can with East River FCU’s eAlerts!

eAlerts are a great way to prevent accidental overdrafts and they can also help you reduce the risk of fraud by notifying you of withdrawals from your account. In addition, you will automatically receive an eAlert when there is a change to your online profile, such as password or email address updates.

Just a few of the available eAlerts:

  • Direct deposit notice
  • Certificate maturity
  • Loan payment due
  • Overdraft notice
  • Debit card transactions
  • Cleared draft notice
  • Low or high account balance

To add an eAlert, logon to Online Banking and click on the “Self Service” tab and simply select the eAlerts you would like to receive. It’s that easy!