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How do I refinance?

How do I refinance

Refinancing a loan, whether it is an auto loan, recreational vehicle loan or personal loan, can be a way to get a better interest rate, lower payments and better service. Maybe your credit has improved so you can lower your interest rate along with your monthly payment. Or maybe you can get a lower rate and borrow a bit more to pay off some other debts that have high interest rates. You might also choose to refinance if you current loan isn’t serviced locally and you want the convenience of being able to work with someone who better understands your finances.

To refinance, simply gather the following information prior to meeting with a loan officer:

  • Your current monthly payment
  • The remaining balance
  • The amount of time left you have to pay on the loan
  • Your current interest rate
  • Your current lender’s number for any questions you have.

Once you have an idea of what your loan looks like, you can give us a call to see if we can save you money on your current loan. You have many different options on the loan term so you can pay off your loan sooner or later depending on your financial situation.

Our loan officers make it as easy as possible to refinance your loan and you can be certain that the service on the loan stays local. We won’t sell your loan to another company, it stays right here with us. If you have questions about refinancing, contact us by phone or email today!

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